The bank also entered the top 20 in the CIS and the Caucasus
SME Banking Club* At the Digital Forum in 2021, the results of research on commercial mobile and Internet banking in the CIS and the Caucasus-Mobile Commercial Banking 2021 and Commercial Online Banking 2021 were presented. Halik bank Providing commercial online services-Ranked first in Kazakhstan’s innovative mobile banking business rankings, and in the top 20 in the CIS and the Caucasus.
The research results are based on expert assessments of mobile and Internet banking services in the region, their functions, and the importance and needs of the functions of users (SME customers) are considered.
In particular, Halyk Bank provides online banking services to SMEs and provides legal entities with a wide range of opportunities for 24-hour online banking mobile applications.
How does the Onlinebank app help entrepreneurs to run their business comfortably?
Initially, Halyk Bank’s mission was to develop and launch a mobile commerce application that will become a key assistant for entrepreneurs. The bank’s team managed to create a powerful and modern mobile application, Onlinebank, which has now been improved and worked according to the “one window” principle, and carried out commercial banking operations in the Commonwealth of Independent States and the Caucasus. The study-mobile banking in 2021-confirms this.
With Onlinebank, entrepreneurs no longer need to visit the state and specialized departments, nor can they set up and run their own individual entrepreneurs without queuing. The Onlinebank application allows corporate customers to perform all necessary transactions in a single corporate mobile application-Onlinebank. In the application, after registration, the entrepreneur immediately has the opportunity to register the business-open an individual entrepreneur, and then open an account for the individual entrepreneur, after which he can start to perform all necessary operations related to his activities.
Further in the application, you can issue a company card, free shipping to major cities in Kazakhstan. In addition, the bank also provides entrepreneurs with a unique product-a digital card that can be linked to Apply Pay and Samsung Pay, and use smartphones to make necessary contactless payments. Please note that the digital card is issued immediately in the Onlinebank app and is completely free.
The conversion can also be done in the app. Moreover, one of the main advantages is the work of the new “trading signals” function. In the Onlinebank app, you can set events by indicating the exchange rate expected by the entrepreneur, and when the market changes and the desired exchange rate is reached, the bank will notify you by sending a push notification.
It should be noted separately that currency transfers are provided in the Onlinebank mobile app. In order to facilitate customers and speed up transfers, Halyk Bank has simplified the ruble remittance process as much as possible, and the payee’s details will be filled in automatically. In addition, the Onlinebank application has been integrated with the Traffic Light service, in which, when filling in the ruble transfer form, the Traffic Light service library will check the reliability of the partners and inform them of possible risks or whether there are risks.
A major breakthrough in the function of the Onlinebank banking application is that money can be transferred directly to the accounts of legal persons and individual entrepreneurs through phone numbers. For Halyk Bank customers, they are free of charge 24/7. Individual customers can transfer funds to their phone number through the Halyk Homebank mobile application in the “Transfer to Business by Phone Number” section to purchase goods from legal entities. In order for a single entrepreneur or legal entity to deposit money into their account via a phone number, the business owner needs to register the phone number to their company account in the Onlinebank business application. After linking the number, partners, counterparties, commercial customers and individual customers can transfer money through their phone number when purchasing goods or paying for services, which will immediately be transferred to the account of the legal person or individual entrepreneur and may obtain an extract .
“This success is the result of the achievements of Halyk Bank’s close cooperation team, which was not only able to mobilize during the difficult Coronavirus 2020, but also able to concentrate its digital potential to develop and implement innovative, comfortable and practical remote services and business representatives Products that are actively used in isolation conditions. There is no doubt that the current success will further stimulate and develop online services and products provided by companies owned by Halyk Bank and Halyk Group”, – Take note of the first vice chairman of Halyk Bank Anton Musin.
SME Banking Club Commercial bankers gathered to exchange practical information about how banks and other financial institutions in different countries provide services to entrepreneurs, micro, small and medium enterprises (SMEs).